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	<title>Comments on: How to tame a bad bank</title>
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	<description>Incisive and topical campaigns and commentary on today&#039;s issues and tomorrow&#039;s problems</description>
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		<title>By: Banks Dissatisfy Small Businesses &#124; ForYourNoggin dot Com &#124; Brain Food With a Twist of Lime</title>
		<link>http://johnredwoodsdiary.com/2009/02/22/how-to-tame-a-bad-bank/#comment-11705</link>
		<dc:creator>Banks Dissatisfy Small Businesses &#124; ForYourNoggin dot Com &#124; Brain Food With a Twist of Lime</dc:creator>
		<pubDate>Wed, 10 Jun 2009 18:54:11 +0000</pubDate>
		<guid isPermaLink="false">http://www.johnredwoodsdiary.com/?p=2974#comment-11705</guid>
		<description>[...] again a banks in a nation have changed a idea posts upon lending agreements upon loans as well as overdrafts but [...] </description>
		<content:encoded><![CDATA[<p>[...] again a banks in a nation have changed a idea posts upon lending agreements upon loans as well as overdrafts but [...]</p>
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		<title>By: UK Small Business Health Insurance</title>
		<link>http://johnredwoodsdiary.com/2009/02/22/how-to-tame-a-bad-bank/#comment-11704</link>
		<dc:creator>UK Small Business Health Insurance</dc:creator>
		<pubDate>Thu, 02 Apr 2009 16:21:46 +0000</pubDate>
		<guid isPermaLink="false">http://www.johnredwoodsdiary.com/?p=2974#comment-11704</guid>
		<description>&lt;strong&gt;Banks Dissatisfy Small&#160;Businesses...&lt;/strong&gt;

Once again the banks in our country have moved the goal posts on lending agreements on loans and overdrafts without consulting or letting corporations or small businesses knowing about it, Over the last 6 or 7 months the banks have withdrawn offers of ...</description>
		<content:encoded><![CDATA[<p><strong>Banks Dissatisfy Small&nbsp;Businesses&#8230;</strong></p>
<p>Once again the banks in our country have moved the goal posts on lending agreements on loans and overdrafts without consulting or letting corporations or small businesses knowing about it, Over the last 6 or 7 months the banks have withdrawn offers of &#8230;</p>
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		<title>By: Banks Dissatisfy Small Businesses &#171; UK Small Business Health Insurance</title>
		<link>http://johnredwoodsdiary.com/2009/02/22/how-to-tame-a-bad-bank/#comment-11703</link>
		<dc:creator>Banks Dissatisfy Small Businesses &#171; UK Small Business Health Insurance</dc:creator>
		<pubDate>Thu, 02 Apr 2009 14:31:59 +0000</pubDate>
		<guid isPermaLink="false">http://www.johnredwoodsdiary.com/?p=2974#comment-11703</guid>
		<description>[...] Dissatisfy Small&#160;Businesses   Once again the banks in our country have moved the goal posts on lending agreements on loans and overdrafts without [...] </description>
		<content:encoded><![CDATA[<p>[...] Dissatisfy Small&nbsp;Businesses   Once again the banks in our country have moved the goal posts on lending agreements on loans and overdrafts without [...]</p>
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		<title>By: no one</title>
		<link>http://johnredwoodsdiary.com/2009/02/22/how-to-tame-a-bad-bank/#comment-11702</link>
		<dc:creator>no one</dc:creator>
		<pubDate>Sun, 22 Feb 2009 17:39:55 +0000</pubDate>
		<guid isPermaLink="false">http://www.johnredwoodsdiary.com/?p=2974#comment-11702</guid>
		<description>better a few banks go bust than the british state

really think folk need to pay more attention to how to keep the country itself liquid, profitable and a going concern

importing thousands of (foreign-ed)workers, training them on the job, to go back (home-ed) and take our own competitive advantage is not a good idea, not fair international competition while we are paying for welfare state and health and safety etc and they are not

bailing out banks and hiring ever more public sector workers is a one way train ride to oblivion

and hampering the few of us left earning the country money with petty speed cameras which dont actually save lifes just raise more stealth taxes will just drive us abroad

public sector workers should be like officers of 3 star rank and above in the USA, the law prohibits more than a certain  number, our armed forces could learn from this, but the same kind of thing should be done for local government, the nhs quangos, and public sector staff of all kinds</description>
		<content:encoded><![CDATA[<p>better a few banks go bust than the british state</p>
<p>really think folk need to pay more attention to how to keep the country itself liquid, profitable and a going concern</p>
<p>importing thousands of (foreign-ed)workers, training them on the job, to go back (home-ed) and take our own competitive advantage is not a good idea, not fair international competition while we are paying for welfare state and health and safety etc and they are not</p>
<p>bailing out banks and hiring ever more public sector workers is a one way train ride to oblivion</p>
<p>and hampering the few of us left earning the country money with petty speed cameras which dont actually save lifes just raise more stealth taxes will just drive us abroad</p>
<p>public sector workers should be like officers of 3 star rank and above in the USA, the law prohibits more than a certain  number, our armed forces could learn from this, but the same kind of thing should be done for local government, the nhs quangos, and public sector staff of all kinds</p>
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		<title>By: Susan</title>
		<link>http://johnredwoodsdiary.com/2009/02/22/how-to-tame-a-bad-bank/#comment-11701</link>
		<dc:creator>Susan</dc:creator>
		<pubDate>Sun, 22 Feb 2009 16:01:30 +0000</pubDate>
		<guid isPermaLink="false">http://www.johnredwoodsdiary.com/?p=2974#comment-11701</guid>
		<description>Mr R, I hope your voice is being heard and acted upon within the Treasury team.  However, I&#039;ve come to the conclusion that this financial disaster was engineered following the failed Deutsch Borse takeover of the LSE.

&quot;Meanwhile, within Europe, nationalistic bickering especially about the future of London as the financial centre of Europe is weakening Europe’s interests. Too many aim to repatriate services from London and seek the illusory prize of becoming a significant financial centre.&quot;

&lt;a href=&quot;http://www.londonstockexchange.com/en-gb/about/Newsroom/Media+Resources/Speeches/speech19.htm?WBCMODE=p%25%2Cp%25&quot; rel=&quot;nofollow&quot;&gt;here&lt;/a&gt;

It all boils down to jostling for position within the EU and, if nothing else, surely the electorate deserve to know the truth?

I know there are some will ask, &quot;why reduce an argument to the EU?&quot; but I think they should actually look more deeply into the EU and see what is planned.  Like, love or loathe it we must abide by EU directives.

Blame Ted Heath, the man who lied to this nation almost on a par with Gordon Brown and Tony Blair.</description>
		<content:encoded><![CDATA[<p>Mr R, I hope your voice is being heard and acted upon within the Treasury team.  However, I&#8217;ve come to the conclusion that this financial disaster was engineered following the failed Deutsch Borse takeover of the LSE.</p>
<p>&#8220;Meanwhile, within Europe, nationalistic bickering especially about the future of London as the financial centre of Europe is weakening Europe’s interests. Too many aim to repatriate services from London and seek the illusory prize of becoming a significant financial centre.&#8221;</p>
<p><a href="http://www.londonstockexchange.com/en-gb/about/Newsroom/Media+Resources/Speeches/speech19.htm?WBCMODE=p%25%2Cp%25" rel="nofollow">here</a></p>
<p>It all boils down to jostling for position within the EU and, if nothing else, surely the electorate deserve to know the truth?</p>
<p>I know there are some will ask, &#8220;why reduce an argument to the EU?&#8221; but I think they should actually look more deeply into the EU and see what is planned.  Like, love or loathe it we must abide by EU directives.</p>
<p>Blame Ted Heath, the man who lied to this nation almost on a par with Gordon Brown and Tony Blair.</p>
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		<title>By: Brian Tomkinson</title>
		<link>http://johnredwoodsdiary.com/2009/02/22/how-to-tame-a-bad-bank/#comment-11700</link>
		<dc:creator>Brian Tomkinson</dc:creator>
		<pubDate>Sun, 22 Feb 2009 14:09:10 +0000</pubDate>
		<guid isPermaLink="false">http://www.johnredwoodsdiary.com/?p=2974#comment-11700</guid>
		<description>I hope you have read the following article by Liam Halligan in the Telegraph and, if you share his analysis as I do, that you and your colleagues will start to motivate yourselves in to proper action to prevent the destruction of this country&#039;s economy. Brown is being given free rein to destroy our economy and you seem just like idle by-standers. Even in World War II we changed a useless prime minister.

http://www.telegraph.co.uk/comment/personal-view/4742855/Inflation-is-the-greatest-danger-to-the-British-economy.html</description>
		<content:encoded><![CDATA[<p>I hope you have read the following article by Liam Halligan in the Telegraph and, if you share his analysis as I do, that you and your colleagues will start to motivate yourselves in to proper action to prevent the destruction of this country&#8217;s economy. Brown is being given free rein to destroy our economy and you seem just like idle by-standers. Even in World War II we changed a useless prime minister.</p>
<p><a href="http://www.telegraph.co.uk/comment/personal-view/4742855/Inflation-is-the-greatest-danger-to-the-British-economy.html" rel="nofollow">http://www.telegraph.co.uk/comment/personal-view/4742855/Inflation-is-the-greatest-danger-to-the-British-economy.html</a></p>
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		<title>By: Demetrius</title>
		<link>http://johnredwoodsdiary.com/2009/02/22/how-to-tame-a-bad-bank/#comment-11699</link>
		<dc:creator>Demetrius</dc:creator>
		<pubDate>Sun, 22 Feb 2009 13:42:23 +0000</pubDate>
		<guid isPermaLink="false">http://www.johnredwoodsdiary.com/?p=2974#comment-11699</guid>
		<description>My favourite uncle had a coal round, which depended on his horse and cart.  Unluckily, his surplus of revenue over costs went on racehorses that were much less reliable than his carthorse.  When the carthorse died, in the absence of people to give him credit, his business ended.  He then became a labourer, still needing to work into his 80&#039;s because he was short of national insurance entitlements.  I think a lot of my uncle these days.</description>
		<content:encoded><![CDATA[<p>My favourite uncle had a coal round, which depended on his horse and cart.  Unluckily, his surplus of revenue over costs went on racehorses that were much less reliable than his carthorse.  When the carthorse died, in the absence of people to give him credit, his business ended.  He then became a labourer, still needing to work into his 80&#8242;s because he was short of national insurance entitlements.  I think a lot of my uncle these days.</p>
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		<title>By: Ross</title>
		<link>http://johnredwoodsdiary.com/2009/02/22/how-to-tame-a-bad-bank/#comment-11698</link>
		<dc:creator>Ross</dc:creator>
		<pubDate>Sun, 22 Feb 2009 12:34:34 +0000</pubDate>
		<guid isPermaLink="false">http://www.johnredwoodsdiary.com/?p=2974#comment-11698</guid>
		<description>I see from the Sunday Times that RBS proposes to retain branches in the USA and some other countries as part of its &quot;good bank&quot; while selling off branches in Easternm Europe.

Which of these businesses will we, the British taxpayers, be guaranteeing in future?

I&#039;d prefer to hear &quot;none of them&quot;. One of the Gordon brown&#039;s errors was paying more than the guaranteed amounts to Northern Rock depositors, which has led to an expectation that all customers of every UK-based bank would be underwritten.

It&#039;s time for this to stop. All bank statements should carry a notice about how much of the balance is guaranteed by which government - and that&#039;s all the depositors should get if the bank crashes. Otherwise market forces will be undermined by the resulting moral hazard</description>
		<content:encoded><![CDATA[<p>I see from the Sunday Times that RBS proposes to retain branches in the USA and some other countries as part of its &#8220;good bank&#8221; while selling off branches in Easternm Europe.</p>
<p>Which of these businesses will we, the British taxpayers, be guaranteeing in future?</p>
<p>I&#8217;d prefer to hear &#8220;none of them&#8221;. One of the Gordon brown&#8217;s errors was paying more than the guaranteed amounts to Northern Rock depositors, which has led to an expectation that all customers of every UK-based bank would be underwritten.</p>
<p>It&#8217;s time for this to stop. All bank statements should carry a notice about how much of the balance is guaranteed by which government &#8211; and that&#8217;s all the depositors should get if the bank crashes. Otherwise market forces will be undermined by the resulting moral hazard</p>
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